Following an arbitration hearing where the insurer was entirely successful in denying the applicant's claims for statutory accident benefits, the insurer sought its expenses.
The arbitrator found that the insurer was entitled to its expenses based on its complete success.
Applying a broad strokes approach and a 2:1 ratio of preparation to hearing time, the arbitrator awarded the insurer $14,351.09 for legal fees and disbursements, inclusive of HST.