The applicant sought a non-earner benefit following a motor vehicle accident, arguing the insurer failed to respond to an amended Disability Certificate (OCF-3) under section 36 of the Statutory Accident Benefits Schedule.
The Tribunal found the insurer did not receive the amended OCF-3 and had properly responded to the initial OCF-3.
Applying the Heath test, the Tribunal concluded the applicant failed to provide sufficient evidence, such as a detailed comparison of pre- and post-accident activities, to prove a complete inability to carry on a normal life.
The claims for the non-earner benefit, an award under Ontario Regulation 664, and interest were dismissed.
