The applicant, a minor, sought payment for a $2,000 treatment plan for tutoring following a motor vehicle accident.
The respondent insurer denied the plan on the basis that it was not reasonable and necessary.
The Licence Appeal Tribunal found that the applicant's academic struggles were related to a pre-existing learning disability and that she was functioning well within her school's Individual Education Plan.
The Tribunal concluded that the proposed tutoring would not address her accident-related emotional and behavioural issues, which required cognitive behavioural therapy instead.
The application for the treatment plan and associated interest was dismissed.