Following a jury award for general damages and past income loss arising from a motor vehicle collision, the defendants brought a threshold motion asserting that the plaintiff's injuries did not meet the statutory exception to immunity for non-pecuniary damages.
The court reviewed s. 267.5(5) of the Insurance Act and O. Reg. 461/96, including the requirement that the impairment be permanent, important, and serious.
Although the court accepted that the plaintiff's back pain was permanent and affected an important function given his physically demanding work, it found no substantial interference with his regular employment or most activities of daily living.
The threshold motion was granted and, together with the collateral benefits ruling, the action was dismissed.