The applicant was a passenger in a rear-end motor vehicle collision and sought statutory accident benefits, including non-earner benefits and funding for physiotherapy and a psychological assessment.
The insurer denied the benefits on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant failed to prove her injuries warranted removal from the MIG, noting inconsistencies between her self-reported psychological symptoms and her family doctor's clinical notes.
The Tribunal also dismissed the claim for non-earner benefits, finding the applicant could still engage in most of her pre-accident activities of daily living, albeit at a slower pace.
The application was dismissed in its entirety.