The applicant security company sought a declaration that it was an additional insured under a builder's risk insurance policy issued by the respondent to a construction company.
The applicant provided security services at a construction site that was vandalized and set on fire, leading to an underlying negligence action against the applicant.
The applicant argued it was a 'supplier' under the policy.
The court dismissed the application, finding that the plain and ordinary meaning of the policy clearly excluded suppliers who perform no construction work, thereby excluding the applicant.
