Accident benefits claim dismissed; injuries fell within Minor Injury Guideline and no entitlement to IRBs.
The applicant sought statutory accident benefits following a motor vehicle accident where he was allegedly struck as a pedestrian.
The insurer determined his injuries fell within the Minor Injury Guideline (MIG) and denied further treatment plans and Income Replacement Benefits (IRBs).
The Tribunal found that the applicant failed to prove his injuries fell outside the MIG, rejecting his claims of chronic pain and psychological injuries due to inconsistent medical evidence and uncompelling expert reports.
The Tribunal also dismissed the claim for IRBs, finding no credible link between the accident and the applicant's inability to work, as the medical evidence showed functional range of motion and no substantial impairment.
All claims were dismissed.
OLATOntario Licence Appeal TribunalMar 25, 2022
