Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limit.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied various medical benefits and examination costs on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 limit had been exhausted.
The Licence Appeal Tribunal found that the applicant sustained predominantly minor physical injuries, such as uncomplicated myofascial strains and contusions.
The applicant failed to prove on a balance of probabilities that he suffered from a concussion, chronic pain, or psychological impairments that would remove him from the MIG.
As the MIG limit was already exhausted, the claims for additional medical benefits and examination costs were dismissed.
OLATOntario Licence Appeal TribunalFeb 3, 2020
