Accident benefits claims dismissed as applicant's injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied several treatment and assessment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant argued he sustained psychological impairments that removed him from the MIG.
The Tribunal found the applicant's evidence uncompelling, preferring the respondent's insurer's examinations which concluded the applicant suffered no significant physical or psychological impairments as a result of the accident.
The Tribunal held the applicant sustained a predominantly minor injury and was subject to the $3,500 funding limit.
As the disputed plans exceeded this limit, the claims were dismissed.
OLATOntario Licence Appeal TribunalJan 4, 2023