Application for accident benefits dismissed; applicant failed to prove injuries fell outside the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant failed to provide sufficient medical evidence to prove his physical or psychological injuries fell outside the MIG.
As the injuries were predominantly minor, the applicant was subject to the $3,500 treatment limit, and the application for additional treatment plans and an award was dismissed.
OLATOntario Licence Appeal TribunalNov 29, 2019