Claims for accident benefits dismissed due to unreliable evidence and minor nature of the collision.
The applicant claimed she was injured in a minor motor vehicle accident and sought income replacement benefits and housekeeping expenses from her insurer.
The insurer denied the claims, arguing the collision was too minor to cause the alleged injuries and questioning the applicant's credibility.
The arbitrator found the applicant's evidence unreliable, noting numerous inconsistencies and implausible explanations regarding the accident and her injuries.
The arbitrator concluded the applicant did not suffer a substantial inability to perform her employment tasks or housekeeping duties as a result of the accident.
All claims for benefits and a special award were dismissed.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesJul 28, 2003
