Applicant designated catastrophically impaired due to psychological disorders and awarded post-104-week income replacement benefits.
The applicant was involved in a motor vehicle accident and sought a determination of catastrophic impairment and entitlement to income replacement benefits (IRBs) and a treatment plan.
The Tribunal found the applicant sustained a catastrophic impairment under Criterion 8 due to marked impairments in social functioning, concentration, persistence and pace, and adaptation resulting from accident-related psychological disorders.
The Tribunal denied the applicant's claim for IRBs during the first 104 weeks post-accident, finding she did not suffer a substantial inability to perform the essential tasks of her employment.
However, the Tribunal granted IRBs from September 1, 2024 onward, finding her condition had deteriorated such that she suffered a complete inability to engage in any employment for which she was reasonably suited.
The claim for a second catastrophic assessment treatment plan was denied.
OLATOntario Licence Appeal TribunalSep 3, 2025