Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the claims, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant sustained soft tissue injuries and did not suffer from chronic pain or a psychological injury caused by the accident.
Consequently, the applicant was subject to the MIG and its funding limits, precluding entitlement to the disputed medical and attendant care benefits.
The Tribunal also dismissed the claim for non-earner benefits, finding the applicant did not suffer a complete inability to carry on a normal life.
OLATOntario Licence Appeal TribunalMay 9, 2024