2 total
Staged accident claim dismissed; applicant ordered to repay benefits due to wilful misrepresentation.
The applicant sought statutory accident benefits following a reported motor vehicle accident.
The respondent insurer denied the claims and sought a preliminary determination on whether an 'accident' occurred and whether the applicant wilfully misrepresented material facts.
The applicant failed to attend the hearing.
Relying on engineering reports and crash data retrieval showing the other vehicle was parked and the applicant's airbags did not deploy, the adjudicator found the collision was a staged accident.
The adjudicator concluded the applicant was not involved in an 'accident' under s. 3(1) of the Schedule, wilfully misrepresented material facts, and ordered the applicant to repay $558.55 in benefits.
Threshold motion granted; plaintiff failed to prove permanent serious impairment caused by the subject accident.
The plaintiff sought damages for personal injuries sustained in a 2013 motor vehicle accident.
Following a jury trial where the jury awarded zero damages, the defendant brought a threshold motion under s. 267.5(5) of the Insurance Act.
The court found that the plaintiff failed to prove on a balance of probabilities that he sustained a permanent serious impairment of an important physical, mental or psychological function caused by the 2013 accident.
The plaintiff's medical evidence was flawed because his experts were either unaware of or could not parse out the effects of three subsequent motor vehicle accidents.
The defendant's motion was granted and the plaintiff's claim for non-pecuniary loss was dismissed.