Application for chiropractic treatment benefits dismissed due to lack of objective medical evidence and pre-existing injuries.
The applicant sought $3,638.00 for a chiropractic treatment plan following a motor vehicle accident.
The respondent insurer denied the plan, relying on an insurer's examination by an orthopedic surgeon who concluded the applicant sustained only minor soft tissue injuries.
The Tribunal found the applicant failed to prove the treatment was reasonable and necessary, noting a lack of objective medical evidence, a significant pre-existing workplace injury, and the persuasiveness of the insurer's examination.
The application was dismissed.
OLATOntario Licence Appeal TribunalDec 2, 2025
