9 total
Appeal dismissed; issue estoppel barred catastrophic impairment claim as causation was previously decided.
The appellant appealed a Licence Appeal Tribunal (LAT) reconsideration decision that applied the doctrine of issue estoppel to bar his claim for a catastrophic impairment assessment relating to physical and chronic pain injuries.
The appellant argued the initial LAT decision did not make a final finding on causation for those injuries.
The Divisional Court dismissed the appeal, finding that the initial LAT adjudicator had clearly and finally determined that the appellant's physical and chronic pain impairments were not caused by the accident.
Claims for attendant care and chiropractic benefits dismissed for failing to meet statutory requirements.
The applicant sought attendant care benefits and funding for chiropractic services following a motor vehicle accident.
The Licence Appeal Tribunal dismissed the claims.
The Tribunal found the applicant failed to prove the attendant care expenses were incurred pursuant to s. 3(7)(e) of the Schedule, and medical evidence indicated she had returned to her personal care and housekeeping tasks.
The Tribunal also denied the treatment plan for chiropractic services, finding the cost excessive and the treatment not reasonable and necessary given the applicant's pre-existing conditions and lack of functional improvement from past treatments.
Accident benefits denied as applicant's injuries fell within the Minor Injury Guideline and evidence was insufficient.
The applicant sought various statutory accident benefits following a motor vehicle accident, arguing her injuries warranted removal from the Minor Injury Guideline (MIG) due to chronic pain, psychological injuries, and pre-existing conditions.
The Licence Appeal Tribunal found that the applicant's injuries were predominantly minor, noting significant gaps in her medical records and assigning little weight to her expert assessors who were unaware of her pre-accident medical history.
The Tribunal dismissed the claims for treatment plans, assessments, and a non-earner benefit, concluding the applicant failed to meet her burden of proof.
Application for catastrophic assessment funding dismissed; $2,000 limit per assessment includes file reviews and report preparation.
The applicant was struck by a vehicle and sought funding for a multidisciplinary Catastrophic Determination Assessment.
The insurer partially approved the request but denied $8,312.81 for clinic file reviews, transportation, and a neurological assessment.
The Tribunal found that the $2,000 limit per assessment under s. 25(5)(a) of the Schedule is a total cap that includes file reviews and report preparation.
The Tribunal also found the transportation expenses fell within the 50 km deductible and that the applicant failed to prove the neurological assessment was reasonable and necessary.
The application was dismissed.
Application for accident benefits dismissed; IRB claim statute-barred and chiropractic treatment not reasonable and necessary.
The applicant sought statutory accident benefits following a motor vehicle accident, including an income replacement benefit (IRB) and a treatment plan for chiropractic services.
The Tribunal found the IRB claim was statute-barred under s. 56 of the Schedule, as the application was filed more than two years after the insurer's clear and unequivocal denial.
The Tribunal declined to extend the limitation period under s. 7 of the LAT Act, noting the lack of a bona fide intention to appeal, an unexplained five-month delay, and prejudice to the respondent.
The claim for chiropractic services was also dismissed, as the applicant failed to provide expert evidence to rebut the respondent's insurer's examination report, which concluded the treatment was not reasonable and necessary.
Application for accident benefits dismissed due to unreliable self-reporting and lack of accident-related impairments.
The applicant sought statutory accident benefits following a 2017 motor vehicle accident, including treatment plans for catastrophic impairment assessments, an attendant care assessment, and chiropractic services.
The insurer denied the benefits.
The Tribunal found the applicant's self-reporting to be highly inconsistent and unreliable, contradicting medical records and surveillance evidence.
The Tribunal preferred the insurer's medical examinations, which found no ongoing physical or psychological impairments attributable to the accident.
The application was dismissed, and no benefits or interest were awarded.
Application for psychological and chiropractic accident benefits dismissed for lack of supporting medical evidence.
The applicant sought medical benefits for psychological and chiropractic services following a motor vehicle accident.
The respondent insurer denied the treatment plans.
The Licence Appeal Tribunal found that the applicant failed to prove the treatment plans were reasonable and necessary.
The psychological treatment plan lacked necessary details about the providers, and the applicant failed to provide requested information.
The chiropractic treatment plan was not supported by medical evidence, and the Tribunal preferred the evidence of the respondent's orthopaedic surgeon who found no objective signs of impairment.
Application for accident benefits dismissed; injuries fall within the Minor Injury Guideline.
The applicant was injured in a motor vehicle accident and sought medical, rehabilitation, and non-earner benefits from the respondent insurer.
The insurer denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant contended that psychological impairments and chronic pain removed him from the MIG.
The Tribunal found that the applicant failed to prove on a balance of probabilities that he suffered from psychological impairments or chronic pain caused by the accident.
The Tribunal concluded the injuries were predominantly minor and treatable within the MIG.
Furthermore, the applicant was not entitled to a non-earner benefit as he did not suffer a complete inability to carry on a normal life, nor was the proposed chiropractic treatment reasonable and necessary.
Applicant's claims for accident benefits dismissed as injuries fell within the Minor Injury Guideline.
The applicant, a pedestrian struck by a vehicle, sought statutory accident benefits including attendant care, chiropractic services, and assessments.
The respondent insurer denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and its $3,500 cap.
The applicant contended that chronic pain and psychological impairments took her outside the MIG.
The Tribunal found that the applicant's soft tissue injuries had resolved and that she failed to prove her chronic pain or psychological symptoms were more than mere sequelae of the minor injuries.
Consequently, the MIG applied, precluding attendant care benefits and limiting assessment costs.
The claims were largely dismissed, save for a potential $215 payment for a psychological assessment if it constituted a first visit.