Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limit.
The applicant sought statutory accident benefits following a rear-end motor vehicle accident.
The respondent insurer denied treatment plans for physiotherapy, a chronic pain assessment, and a psychological assessment on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 funding limit had been exhausted.
The Licence Appeal Tribunal found that the applicant failed to prove her injuries warranted treatment outside the MIG, noting that the medical evidence from her family doctor did not support the diagnoses of concussion, psychological impairment, or chronic pain syndrome advanced by her assessing experts.
The application was dismissed, along with claims for a special award and costs.
OLATOntario Licence Appeal TribunalFeb 10, 2022
