Accident benefits claim dismissed as applicant's soft tissue injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied the claims on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG) and the $3,500 limit had been exhausted.
The Tribunal found that the applicant sustained predominantly minor soft tissue injuries.
The Tribunal rejected the applicant's expert reports diagnosing chronic pain and psychological impairments, finding them contradictory to the applicant's own admissions and his family doctor's records.
The application was dismissed.
OLATOntario Licence Appeal TribunalJun 6, 2019