Application for accident benefits dismissed as the applicant's injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied several treatment plans for chiropractic, massage, and psychological services on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant sustained predominantly minor physical injuries, such as soft tissue sprains and strains, and that her psychological symptoms did not remove her from the MIG.
As the applicant failed to prove her injuries warranted treatment outside the MIG, the application for the disputed treatment plans was dismissed.
OLATOntario Licence Appeal TribunalJul 22, 2019
