Ms. Seren Abraham

The applicant was injured in a motor vehicle accident and sought statutory accident benefits for chiropractic, occupational therapy, and speech therapy treatment plans, as well as an award for unreasonably withheld payments.

The Licence Appeal Tribunal found that the applicant failed to prove the chiropractic and speech therapy plans were reasonable and necessary, noting a lack of objective medical evidence and the duplicative nature of the speech therapy assessment.

The Tribunal partially approved the occupational therapy plan, awarding $150 for a heating pad, but denied the remainder.

The claim for an award under Regulation 664 was dismissed, as the insurer's conduct was not unreasonable.