Application for accident benefits dismissed; injuries found to be predominantly minor and subject to the MIG.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer paid benefits up to the $3,500 limit under the Minor Injury Guideline (MIG) and denied further claims.
The applicant applied to the Licence Appeal Tribunal, arguing her pre-existing conditions, chronic pain, and psychological issues warranted removal from the MIG.
The Tribunal found that the applicant sustained predominantly minor, soft tissue injuries and that her pain and psychological complaints were merely clinically associated sequelae.
The Tribunal dismissed the application, concluding the applicant was not entitled to benefits beyond the MIG limit.
OLATOntario Licence Appeal TribunalOct 27, 2020
