Application for accident benefits dismissed; applicant failed to prove psychological impairments warranting removal from the MIG.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming she sustained psychological impairments warranting removal from the Minor Injury Guideline (MIG).
The Tribunal found the applicant failed to prove on a balance of probabilities that she suffered an accident-related psychological impairment, noting a lack of corroborating medical evidence and questioning the reliability of the psychological assessment report.
As the applicant remained within the MIG, her claims for treatment plans and assessments beyond the MIG limit, as well as interest, were dismissed.
OLATOntario Licence Appeal TribunalFeb 20, 2026
