Tribunal lacks jurisdiction for stand-alone MIG determinations; non-earner benefit denied as applicant maintained pre-accident activities.
The applicant sought a determination that his injuries fell outside the Minor Injury Guideline (MIG) and claimed entitlement to a non-earner benefit following a motor vehicle accident.
The Tribunal held it lacked jurisdiction to determine the MIG issue on a stand-alone basis without an underlying dispute over a specific medical benefit.
On the substantive claim, the Tribunal found the applicant did not suffer a complete inability to carry on a normal life, as he continued to work as an independent contractor and maintained most of his pre-accident daily activities.
The Tribunal also found the insurer's denial letters were compliant with the Schedule and dismissed the claims for an award and interest.
OLATOntario Licence Appeal TribunalApr 5, 2024
