Ms. Isakow-Weiss

The applicant sought a determination that his injuries fell outside the Minor Injury Guideline (MIG) and claimed entitlement to a non-earner benefit following a motor vehicle accident.

The Tribunal held it lacked jurisdiction to determine the MIG issue on a stand-alone basis without an underlying dispute over a specific medical benefit.

On the substantive claim, the Tribunal found the applicant did not suffer a complete inability to carry on a normal life, as he continued to work as an independent contractor and maintained most of his pre-accident daily activities.

The Tribunal also found the insurer's denial letters were compliant with the Schedule and dismissed the claims for an award and interest.