Application for accident benefits dismissed; injuries fell within the Minor Injury Guideline and non-earner benefits denied.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical injuries were minor soft-tissue strains and that he failed to establish any accident-related psychological impairments warranting removal from the MIG.
Because the $3,500 MIG limit was exhausted, the disputed treatment plans were not payable.
The Tribunal also dismissed the claim for non-earner benefits, finding the applicant failed to prove a complete inability to carry on a normal life, and denied the request for a special award.
OLATOntario Licence Appeal TribunalNov 8, 2023