Non-earner benefits application dismissed; applicant failed to prove complete inability to carry on normal life.
The applicant sought a non-earner benefit following a motor vehicle accident.
The respondent denied the benefit and requested insurer examinations under section 44 of the Schedule.
The adjudicator found that the applicant failed to meet her evidentiary burden to prove a complete inability to carry on a normal life, as she provided no comparative evidence of her pre- and post-accident activities and relied solely on an OCF-3.
The adjudicator accepted the conclusions of the respondent's insurer examination assessors and dismissed the application, including claims for interest and an award.
OLATOntario Licence Appeal TribunalOct 31, 2025
