Applicant awarded income replacement and medical benefits; claim for special award dismissed.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits from the respondent insurer.
The adjudicator found the applicant was entitled to an income replacement benefit for the disputed period, as her subjective pain experience resulted in a substantial inability to perform the essential tasks of her employment as a production worker.
The adjudicator also approved two physiotherapy treatment plans and the cost of prescription medication, finding them reasonable and necessary.
Claims for the cost of a disability certificate and medical records were dismissed.
The adjudicator declined to order an award under O. Reg. 664, finding the insurer's decisions to withhold benefits were not unreasonable given the medical information available to it at the time.
Interest was awarded on all overdue payments.
OLATOntario Licence Appeal TribunalDec 30, 2019
