Chiropractic treatment plans and assistive devices approved as reasonable and necessary; psychological services denied.
The applicant sought statutory accident benefits for chiropractic services, psychological services, and assistive devices following a motor vehicle accident.
The respondent insurer denied the treatment plans, arguing the applicant's symptoms were due to pre-existing conditions and that the treatments were not reasonable and necessary.
The Tribunal found the chiropractic treatment plans and assistive devices were reasonable and necessary based on the treating family physician's clinical notes, though it reduced the amounts awarded for the assistive devices to their retail cost and capped the second chiropractic plan.
The claim for psychological services was dismissed for lack of supporting evidence.
OLATOntario Licence Appeal TribunalJul 14, 2025
