Applicant removed from MIG due to psychological injuries; social work assessment granted but physical treatments denied.
The applicant sought statutory accident benefits following a motor vehicle accident.
The insurer denied several treatment and assessment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant sustained psychological injuries, removing him from the MIG.
However, the Tribunal denied the physical therapy, chronic pain, and orthopaedic assessment plans due to a lack of contemporaneous evidence and failure to meet the criteria for chronic pain.
The Tribunal approved a social worker assessment plan as reasonable and necessary, awarding interest on that amount.
OLATOntario Licence Appeal TribunalSep 20, 2022