Mr. John Spirou

The applicant was struck by a vehicle in a parking lot, sustaining crush injuries to her feet.

She sought $900 for chiropractic treatment to address low back and pelvic pain, which the respondent insurer denied on the basis that the pain was caused by pre-existing arthritis rather than the accident.

The Tribunal found that the applicant's altered gait from her foot injuries caused overcompensation resulting in low back pain, satisfying the 'but for' test for causation.

The Tribunal held the treatment was reasonable and necessary, ordering the respondent to pay the $900 plus interest, but denied the applicant's request for costs.