Applicant removed from Minor Injury Guideline due to psychological impairment; psychological assessment funded.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits.
The insurer denied funding for physiotherapy, a psychological assessment, and an orthopaedic assessment on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant sustained a psychological impairment, removing her from the MIG.
The Tribunal ordered the insurer to pay for the psychological assessment, less transportation costs, but dismissed the claims for physiotherapy and the orthopaedic assessment as the applicant failed to prove they were reasonable and necessary.
OLATOntario Licence Appeal TribunalNov 14, 2022
