Application for accident benefits dismissed; applicant failed to prove removal from Minor Injury Guideline or IRB entitlement.
The applicant sought accident benefits following a motor vehicle accident, claiming physical and psychological impairments warranted removal from the Minor Injury Guideline (MIG) and entitlement to income replacement benefits (IRBs).
The Tribunal found the applicant's physical injuries were predominantly minor and gave limited weight to the applicant's psychological assessment due to reliability issues and lack of contemporaneous medical records.
The Tribunal concluded the applicant failed to prove removal from the MIG or a substantial inability to perform the essential tasks of his pre-accident employment as a chef.
The application was dismissed.
OLATOntario Licence Appeal TribunalFeb 3, 2026
