Application for accident benefits dismissed; applicant subject to MIG and partially barred by limitation period.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
As a preliminary issue, the Tribunal found the applicant was barred from disputing three treatment plans because the application was filed beyond the two-year limitation period and no grounds for an extension were established.
On the substantive issues, the Tribunal held that the applicant's injuries were predominantly minor.
The applicant failed to establish chronic pain or a psychological condition that would warrant removal from the MIG, noting long gaps in medical records and a lack of corroborating evidence.
Because the applicant was subject to the MIG, the Tribunal declined to analyze whether the remaining treatment plans were reasonable and necessary.
The application was dismissed.
OLATOntario Licence Appeal TribunalApr 21, 2026
