Application for accident benefits dismissed as treatment plans for driver anxiety and hydrotherapy were not reasonable and necessary.
The applicant sought statutory accident benefits for a driver anxiety assessment and a hydrotherapy program following a motor vehicle accident.
The Tribunal found that while the insurer's initial denial of the driver anxiety assessment was defective for failing to provide medical reasons, the defect was cured by a subsequent letter.
Because the applicant had not incurred the expense during the defective notice period, the insurer was not obligated to pay.
The Tribunal further held that neither the driver anxiety assessment nor the hydrotherapy program were reasonable and necessary, as the medical evidence did not support their effectiveness.
The application was dismissed.
OLATOntario Licence Appeal TribunalMar 12, 2018
