Dr. L. Gerber

The applicant was struck by a motor vehicle while riding his bicycle and sought a determination of catastrophic impairment under criteria 6 (brain injury) and 8 (mental or behavioural disorder) of the Statutory Accident Benefits Schedule.

The applicant relied heavily on a revised incident report from a paramedic indicating a depressed Glasgow Coma Scale score, which contradicted the original reports showing a perfect score.

The Tribunal found the revised report lacked credibility and rejected the expert opinions relying upon it.

Consequently, the Tribunal concluded the applicant failed to prove he sustained a brain injury or a resulting mental and behavioural disorder, and dismissed the application for catastrophic impairment, an award, interest, and costs.

The applicant was injured in a motor vehicle accident and sought statutory accident benefits from the insurer, claiming he sustained a catastrophic impairment due to severe psychological and physical injuries.

The insurer denied the claims, arguing the applicant was malingering and not significantly disabled.

The arbitrator found the applicant credible and concluded he suffered a catastrophic impairment under s. 2(1.2)(g) of the Schedule, experiencing marked impairment in activities of daily living and concentration, persistence, and pace.

The arbitrator awarded income replacement benefits, attendant care benefits at $6,000 per month, and an occupational therapy treatment plan.

Housekeeping benefits were denied due to insufficient evidence of the pre-accident baseline.

A special award of $5,000 was ordered against the insurer for unreasonably delaying payment for the applicant's psychiatric medications.

The applicant was injured in a motor vehicle accident and applied for statutory accident benefits.

The insurer denied claims for attendant care, caregiver, and housekeeping benefits, arguing the applicant's injuries were minor and her presentation was not credible.

The arbitrator found that the applicant suffered significant psycho-emotional injuries, including chronic pain syndrome and post-traumatic stress disorder, resulting in a catastrophic impairment.

The arbitrator awarded attendant care benefits at the maximum rate of $6,000 per month, caregiver benefits for her younger son, and housekeeping benefits.

A claim for home modifications was denied as the renovations were planned prior to the accident.

The arbitrator also ordered a 10% special award against the insurer for unreasonably withholding payments without adequately assessing the medical evidence.