The applicant, a retired 63-year-old, was injured in a motor vehicle accident and received non-income weekly benefits until the insurer terminated them.
The applicant sought ongoing benefits under section 13 of the No-Fault Benefits Schedule, arguing he suffered a substantial inability to perform his essential tasks.
The arbitrator defined 'essential tasks' as activities connected to the ongoing business of living, excluding casual social activities and informal volunteering.
The arbitrator found that while the applicant's physical abilities were significantly modified initially, his condition had improved by October 6, 1992, such that he was no longer substantially disabled.
The applicant was awarded benefits for the closed period from November 11, 1991, to October 6, 1992, along with interest and arbitration expenses.
