Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming her psychological injuries and chronic pain warranted removal from the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant failed to establish on a balance of probabilities that she suffered a psychological injury or chronic pain with functional impairment caused by the accident.
The Tribunal also rejected the applicant's argument that the respondent's denial notices were deficient under section 38 of the Schedule, noting that the reasons provided did not need to be legally correct to be valid.
Consequently, the applicant's claims for treatment plans, an award, and interest were dismissed.
OLATOntario Licence Appeal TribunalJul 29, 2025