7 total
Limitation period extended under LAT Act s. 7; physiotherapy and chronic pain assessment granted.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied several treatment plans, and the applicant appealed to the Licence Appeal Tribunal.
As a preliminary issue, the Tribunal extended the two-year limitation period for two disputed plans under s. 7 of the LAT Act, finding a bona fide intention to appeal, minimal delay due to surgery, and no prejudice to the respondent.
On the merits, the Tribunal found the requested physiotherapy, chronic pain assessment, and assistive devices to be reasonable and necessary, preferring the objective corroborating medical evidence of the applicant's treating practitioners over the respondent's paper review and independent medical examinations.
The claim for an attendant care assessment was dismissed for lack of evidence.
Interest was awarded on overdue benefits.
Applicant removed from MIG for psychological conditions but denied benefits due to section 33 non-compliance.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and that the applicant failed to comply with section 33 of the Schedule by not providing requested documents.
The Tribunal found that the applicant's pre-existing and accident-related psychological conditions removed him from the MIG.
However, because the applicant failed to comply with the respondent's section 33 requests for nearly three years without a reasonable explanation, he was barred from receiving the disputed medical and rehabilitation benefits.
The claims for an award and interest were also dismissed.
Application for income replacement benefits dismissed due to significant credibility issues and unreliable self-reporting.
The applicant sought income replacement benefits (IRBs) following a motor vehicle accident in December 2021.
The respondent denied the benefits based on section 44 assessments.
The adjudicator found significant inconsistencies in the applicant's self-reporting, including discrepancies regarding his medication use, treatments, and a subsequent accident in 2022.
The adjudicator placed less weight on the applicant's expert reports because they relied heavily on his unreliable self-reports and failed to review relevant medical records.
Preferring the respondent's section 44 assessments, the adjudicator concluded that the applicant failed to prove on a balance of probabilities that he suffered a substantial inability to perform the essential tasks of his pre-accident employment.
The application for IRBs and interest was dismissed, and the respondent's request for costs was denied.
Applicant subject to Minor Injury Guideline; neurological assessment approved but other benefits barred for procedural non-compliance.
The respondent denied several benefits, arguing the applicant was subject to the Minor Injury Guideline (MIG) and barred from proceeding on certain issues due to procedural failures.
The Tribunal found the applicant was not statute-barred by the two-year limitation period, as it was extended by O. Reg. 73/20.
However, the applicant was barred from claiming non-earner benefits for failing to submit an Election of Benefits form (OCF-10) and barred from disputing two treatment plans for failing to submit Treatment Confirmation forms (OCF-23).
The Tribunal concluded the applicant's injuries were predominantly minor and subject to the MIG, as there was insufficient medical evidence of a concussion or psychological impairment warranting removal.
The Tribunal denied an occupational therapy assessment but approved a neurological assessment to investigate a likely mild concussion.
Claims for a special award and costs were dismissed.
Applicant's chronic pain and psychological impairments removed her from the Minor Injury Guideline; treatment plans approved.
The insurer denied treatment plans for psychological services and an assessment, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the insurer's medical examinations were conducted without reviewing the applicant's treating medical records.
Relying on the applicant's medical evidence, the Tribunal concluded the applicant sustained chronic pain and psychological impairments that removed her from the MIG.
The disputed treatment plans were deemed reasonable and necessary, and interest was awarded.
The applicant's claim for a special award under s. 10 of O. Reg. 664 was dismissed.
Application for accident benefits dismissed; injuries found to be minor and non-earner test not met.
The respondent denied certain benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical and psychological injuries were predominantly minor, preferring the evidence of the respondent's independent medical examiners over the applicant's assessors.
The Tribunal also dismissed the claim for non-earner benefits, finding the applicant failed to establish a complete inability to carry on a normal life, as his pain was manageable and did not practically prevent him from engaging in his pre-accident activities.
The application was dismissed.
Applicant's injuries deemed predominantly minor; removal from Minor Injury Guideline denied due to insufficient medical evidence.
The respondent denied several treatment plans, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant contended she should be removed from the MIG due to pre-existing knee pain and accident-related psychological impairments.
The Tribunal found insufficient medical evidence to support that the pre-existing knee condition would prevent recovery within the MIG, or that the applicant suffered a significant psychological impairment.
Consequently, the applicant's injuries were deemed predominantly minor, and the disputed treatment plans for psychological, chiropractic, and physiotherapy services were found not reasonable and necessary.
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