Accident benefits application dismissed; applicant failed to prove injuries warranted removal from the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming her injuries, including a concussion and pre-existing spinal conditions, warranted removal from the Minor Injury Guideline (MIG).
The Tribunal found the applicant failed to provide compelling medical evidence from a qualified physician to support a concussion diagnosis or demonstrate that a pre-existing condition precluded recovery under the MIG.
The Tribunal also denied a $755.00 claim for physiotherapy services, finding the insurer's denial notice complied with the Schedule.
The application was dismissed.
OLATOntario Licence Appeal TribunalJun 18, 2025
