Dr. Karmy

The applicant sought statutory accident benefits following a motor vehicle accident.

The central issue was whether the applicant's injuries fell within the Minor Injury Guideline (MIG).

The applicant's medical experts opined that he suffered from chronic pain and psychological impairments outside the MIG.

However, the adjudicator preferred the insurer's medical examination and the applicant's own statements, which confirmed he was working full-time, attending school, and maintaining his social life.

The adjudicator concluded the injuries were predominantly minor and dismissed the application for benefits beyond the MIG cap, as well as claims for interest and a special award.

The applicant sought statutory accident benefits following a motor vehicle accident.

The respondent denied the treatment and assessment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).

The Tribunal found that the applicant's self-reports to his medical assessors were unreliable due to significant credibility issues raised by video surveillance and social media evidence, which showed him engaging in activities inconsistent with his reported limitations.

Consequently, the Tribunal placed minimal weight on the applicant's medical reports and concluded that he failed to prove his injuries fell outside the MIG.

The application was dismissed.