Arbitrator awards ongoing income replacement and medical benefits, finding applicant completely disabled by chronic pain.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits, including income replacement, housekeeping, and medical benefits.
The insurer terminated benefits, arguing the applicant could return to work and perform housekeeping.
The arbitrator found that the applicant suffered from chronic pain and psychological impairments caused by the accident, rendering her substantially and completely unable to engage in her pre-accident employment as a personal support worker or any suitable alternative employment.
The arbitrator awarded ongoing income replacement benefits, partial housekeeping benefits, and specific medical benefits, while dismissing other claims for lack of evidence.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesMay 25, 2012