Accident benefits application dismissed as injuries fell within the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied the claims, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and were subject to the $3,500 limit.
The Licence Appeal Tribunal found that the applicant failed to prove her injuries were more than soft tissue in nature or that she had a pre-existing condition warranting removal from the MIG.
The Tribunal preferred the respondent's psychological assessment, which found no psychological impairment, over the applicant's evidence.
The application for benefits was dismissed.
OLATOntario Licence Appeal TribunalJul 17, 2018
