Trauma assessment funded due to pre-existing psychological vulnerabilities; non-earner benefits and other assessments denied.
The applicant was injured in a motor vehicle accident and sought statutory accident benefits, including a non-earner benefit (NEB) and funding for occupational therapy and trauma assessments.
The insurer denied the benefits.
The Tribunal found the applicant was not entitled to the NEB or the occupational therapy assessment, as he failed to prove a complete inability to carry on a normal life and his functional abilities appeared unchanged from his pre-accident baseline.
However, the Tribunal granted the $750 trauma assessment, finding it reasonable and necessary given the applicant's severe pre-existing psychological vulnerabilities and the dramatic nature of the accident.
Claims for an award under O. Reg. 664 were dismissed.
OLATOntario Licence Appeal TribunalFeb 9, 2022