Post-104 IRBs awarded to self-employed hairdresser who suffered complete inability to engage in alternative employment.
The applicant was injured in a motorcycle accident and sought post-104 income replacement benefits (IRBs) and an occupational therapy assessment.
The respondent insurer denied the benefits, arguing the applicant could work in alternative occupations.
The Tribunal found that the applicant, a 63-year-old self-employed hairdresser with significant physical, cognitive, and psychological impairments, suffered a complete inability to engage in suitable alternative employment.
The Tribunal awarded the IRBs and the cost of the occupational therapy assessment, along with interest.
The applicant's request for a special award under s. 10 of Regulation 664 and costs was dismissed.
OLATOntario Licence Appeal TribunalMar 19, 2025
