Accident benefits claim dismissed; applicant failed to prove injuries fell outside the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming entitlement to income replacement benefits and medical/rehabilitation benefits outside the Minor Injury Guideline (MIG) due to chronic pain and psychological injuries.
The Tribunal found the applicant's injuries were predominantly minor, as the evidence did not support a diagnosis of chronic pain or psychological impairment sufficient to remove him from the MIG.
Because the MIG limits were exhausted, the disputed treatment plans were not payable.
The claim for income replacement benefits was also dismissed for lack of evidence regarding the applicant's inability to perform essential employment tasks.
OLATOntario Licence Appeal TribunalOct 3, 2025
