Application for accident benefits dismissed; applicant failed to prove injuries fell outside the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming her injuries fell outside the Minor Injury Guideline (MIG) due to chronic pain and psychological impairments.
The Licence Appeal Tribunal found insufficient medical evidence to support the exacerbation of pre-existing conditions or the presence of accident-related psychological impairments, placing minimal weight on a psychological assessment that relied solely on self-reporting.
The Tribunal concluded the applicant's injuries were predominantly minor, dismissing her claims for treatment plans beyond the $3,500 MIG limit and denying interest.
OLATOntario Licence Appeal TribunalJan 23, 2025
