Claims for income replacement and non-earner benefits dismissed due to lack of employment and causation.
The applicant sought statutory accident benefits, including income replacement and non-earner benefits, following a motor vehicle accident.
The arbitrator found the applicant was not entitled to income replacement benefits because he was not employed or self-employed at the time of the accident, as his pawn shop business had not yet opened.
The claim for non-earner benefits was also dismissed because the applicant failed to prove the accident caused or materially contributed to his impairments, given his extensive pre-existing medical conditions and similar pre-accident complaints.
Claims for a special award and interest were consequently dismissed.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesJun 13, 2008
