Application for accident benefits dismissed as applicant failed to prove treatments were reasonable and necessary.
The applicant sought statutory accident benefits for physiotherapy and chiropractic treatments following a motor vehicle accident.
The insurer denied the treatment plans.
The Tribunal found that the applicant failed to prove the treatments were reasonable and necessary, noting a lack of contemporaneous medical evidence and the fact that the applicant had already received concurrent physical therapies.
The Tribunal also found the insurer's denial notices complied with s. 38(8) of the Schedule.
The application was dismissed.
OLATOntario Licence Appeal TribunalJun 17, 2026
