Application for accident benefits dismissed; injuries found to be predominantly minor and subject to the MIG.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied several treatment plans on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant's physical injuries were predominantly minor soft tissue injuries, relying on the assessments of medical physicians over the applicant's chiropractor.
The Tribunal also found insufficient evidence of a psychological impairment that would warrant removal from the MIG.
As the applicant's injuries were subject to the $3,500 MIG limit, which had largely been exhausted, the disputed treatment plans were not payable.
The application was dismissed.
OLATOntario Licence Appeal TribunalMar 2, 2023
