Insurer ordered to provide modified mini van as a reasonable rehabilitation expense for paraplegic applicant.
The Applicant suffered catastrophic injuries in a motorcycle accident, resulting in paraplegia.
He applied for no-fault benefits, including home renovations and a suitably modified motor vehicle.
The Insurer refused to provide a vehicle, arguing it was only liable for transportation costs to and from treatment.
The arbitrator held that a modified mini van was a reasonable expense resulting from the accident under section 6(1)(f) of the No-Fault Benefits Schedule, as it was necessary for the Applicant's rehabilitation and independence.
The arbitrator dismissed the Applicant's claim for a special award under section 282(10) of the Insurance Act, finding that the Insurer had not unreasonably withheld or delayed payments.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesJan 16, 1992
